In the years in which I had purchased general and professional errors and omissions liability insurance through KHT Insurance, I received nothing less than 1st class service from their organization.
John Shanahan
Clients: Make a Payment | Report a Claim | Request a Certificate
A better professional liability quote — before your renewal backs you into a corner.
We're an independent agency that specializes in professional liability. We shop your coverage across the carriers that price it best, quote your renewal early, and recommend the lowest qualified option — licensed across nine states.
Prefer to talk? Call 800-814-6470
Get your A&E application
Tell us where to send it. We'll email you the professional liability application and follow up personally — no obligation.
Takes 20 seconds. We'll email the application right away and follow up to answer questions.
● Independent - we shot multiple carriers
● Multi-state - licensed across nine states
● Owner-led - the people who quote you, answer the phone.
Why A&E firms switch
Two reasons firms leave their broker.
After years of placing this coverage, we've found it almost always comes down to these. We built our process around both.
Price
It's the honest number-one reason, and we don't pretend otherwise. Because we're independent, we take your risk to multiple markets and recommend the lowest qualified quote — then keep shopping it even after you're covered. If we find you something better mid-term, we bring it to you.
The last-minute renewal
Too many brokers deliver renewal terms the day before expiration — no time to review, no time to shop, so you're stuck. We quote your renewal well ahead of time, on purpose, so the decision is yours and not the calendar's.
Why place it through KHT
Specific things we do that most agencies don't.
Early renewal quotes
We quote your renewal well ahead of expiration — giving you time to review and compare, not a take-it-or-leave-it the day before.
Multiple carriers, lowest qualified quote
We shop across markets and recommend the best-fit, best-priced option.
Owners on your account
An established, owner-led team. When you call, you speak directly with the people responsible for protecting your business.
Getting a Quote
Straightforward from here.
1
Tell us about your firm
We quote your renewal well ahead of expiration — time to review and compare, not a take-it-or-leave-it the day before.
2
We shop your coverage
We quote it with multiple top-rated insurance companies and compare the options side by side.
3
We recommend the best option
You get our recommendation — the lowest qualified quote, explained in plain terms.
Insurance you don't have to think about.
Very responsive agency. They have great staff and are willing to help find the best policy out there for home, auto, commercial, flood - anything you need. We've worked with them for years and can't say anything negative about their service.
Turning Point Counseling
You can buy insurance anywhere, but what sets KHT apart from the rest is service, and they are the best. The best compliment you can pay is when you are asked 'who do you have your insurance with' say KHT!
Buddie Hrabal
You will not be playing phone tag with their answering machine. KHT is always there to answer questions and to find the best deals for us.
Stan Mullin
Price is right, efficient and good to deal with.
Michael Robinson
Excellent customer service and knowledgeable agents.
Dianne Young
Great and timely service from the KHT team.
Ben Ginnetti
Been with KHT since 1998 for my insurance. Absolutely the best!
Tommy Anderson
KHT provides wonderful service! I highly recommend them for your insurance needs.
Carmen Nelon
common questions
The questions A&E firms ask.
Professional liability can't be priced from a name and email. The application captures what carriers actually need to quote your firm accurately — so the number you get back is real, not a teaser. Most A&E firms can complete it from memory; the only lookup is usually historical revenue.
Yes. We're licensed in multiple states and place A&E professional liability well beyond Texas. The best markets shift by state, which is exactly what an independent broker is for.
Often, yes — on price, on renewal timing, or both. There's no obligation to find out. We'll shop it, and if we can't beat what you have, we'll tell you that too.
You get it by email right away, plus a personal follow-up from our team to answer questions. No call center, no runaround — the people who quote your coverage are the ones you'll talk to.
Start with the application — or just call.
Two minutes now can beat your current premium and get you off the last-minute-renewal treadmill for good.
or call 800-814-6470
Fort Worth, TX
817-336-2721 · 800-814-6470
info@khtinsurance.com
Core Insurance
Mgmt & Prof Liability
Speciality lines
bonds
©2026 KHT Insurance. All Rights Reserved.