In the years in which I had purchased general and professional errors and omissions liability insurance through KHT Insurance, I received nothing less than 1st class service from their organization.
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Kidnap & ransom
Protection and response for extortion and threat events
For businesses with travel, overseas operations, or exposure to extortion, kidnap & ransom coverage provides both financial protection and — often more valuably — access to expert crisis-response and security consultants when the worst happens.
WHAT KIDNAP & RANSOM COVERS
Financial protection, and expertise when it matters most.
Kidnap and ransom (K&R) insurance protects organizations and their people against the financial and human costs of kidnapping, extortion, wrongful detention, and related threats. Coverage typically includes ransom payments, associated expenses, and loss of income, but its most important element is often the response: immediate access to specialized crisis-management and security consultants who guide the organization through the event.
The exposure is concentrated but serious. Businesses with international operations, employees who travel to higher-risk regions, high-net-worth principals, or public profiles can face kidnapping and extortion threats — including newer forms like virtual kidnapping and cyber extortion. For most organizations these events are rare, but a single incident is high-consequence and demands expertise almost no company has in-house.
That expertise is the point. The value of a K&R policy lies as much in the response team it activates as in the reimbursement it provides. Because coverage terms, response networks, and confidentiality provisions differ between carriers, matching an organization's actual exposure — where its people go and what threats they face — to the right program is where an experienced broker adds genuine protection.
Ransom & expenses
Ransom payments and the associated costs of resolving an event.
Crisis response
Immediate access to specialized negotiators and security consultants.
Extortion & detention
Extortion demands, wrongful detention, and related threat events.
WHO IT's FOR
Organizations with people and profile at risk.
K&R exposure concentrates around travel, overseas operations, visibility, and wealth. For organizations with those characteristics, the coverage — and its response network — is a meaningful safeguard.
● Companies with international operations
● Businesses with traveling executives
● High net-worth principals & families
● Organizations in higher risk regions
● Firms with public profile or exposure
● NGOs & operations abroad
Why place it through KHT
Specific things we do that most agencies don't.
Early renewal quotes
We quote your renewal well ahead of expiration — giving you time to review and compare, not a take-it-or-leave-it the day before.
Multiple insurance companies, lowest qualified quote
We shop across markets and recommend the best-fit, best-priced option.
Owners on your account
An established, owner-led team. When you call, you speak directly with the people responsible for protecting your business.
Getting a Quote
Straightforward from here.
1
Tell us about your business
Start a quote request or call. We’ll confirm exactly what your business needs.
2
We shop your coverage
We quote it with multiple insurance companies and compare the options side by side.
3
We recommend the best option
You get our recommendation with the lowest possible price, explained in plain terms.
Insurance you don't have to think about.
Very responsive agency. They have great staff and are willing to help find the best policy out there for home, auto, commercial, flood - anything you need. We've worked with them for years and can't say anything negative about their service.
Turning Point Counseling
You can buy insurance anywhere, but what sets KHT apart from the rest is service, and they are the best. The best compliment you can pay is when you are asked 'who do you have your insurance with' say KHT!
Buddie Hrabal
You will not be playing phone tag with their answering machine. KHT is always there to answer questions and to find the best deals for us.
Stan Mullin
Price is right, efficient and good to deal with.
Michael Robinson
Excellent customer service and knowledgeable agents.
Dianne Young
Great and timely service from the KHT team.
Ben Ginnetti
Been with KHT since 1998 for my insurance. Absolutely the best!
Tommy Anderson
KHT provides wonderful service! I highly recommend them for your insurance needs.
Carmen Nelon
common questions
The questions we hear the most
No. Any organization with overseas operations, traveling staff, high-net-worth principals, or a public profile can face K&R exposure — including newer threats like virtual kidnapping and cyber extortion. It's about your exposure, not just your size.
For most buyers it's the response — immediate access to expert crisis negotiators and security consultants when an event occurs. That expertise, which almost no organization has in-house, often matters more than the reimbursement itself.
Confidentiality is a core feature — K&R programs are structured so their existence isn't broadly disclosed, since that itself is part of managing the risk. We handle these placements discreetly.
By where your people go, your operations and profile, and the response services included. Start a quote or call and we'll discuss your exposure confidentially and shop the right program.
Get your kidnap & ransom quote.
Tell us about your business and we'll shop it — or call and talk it through with the people who'll actually handle your account.
Fort Worth, TX
817-336-2721 · 800-814-6470
info@khtinsurance.com
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