In the years in which I had purchased general and professional errors and omissions liability insurance through KHT Insurance, I received nothing less than 1st class service from their organization.
Clients: Make a Payment | Report a Claim | Request a Certificate
About kht insurance
An independent agency that does insurance differently.
KHT Insurance is an independent commercial agency based in Fort Worth, Texas. We work with dozens of top-rated carriers — not one — which means our job is finding the right coverage at the right price for each client, not moving volume for any single company.
We're an independent, owner-led team on purpose. The people who quote your coverage are the people who answer the phone. We recommend the lowest qualified quote, keep shopping after you're placed, and quote your renewal far enough ahead that you actually have time to think. Clients tend to stay.
The people behind KHT
A team you'll actually know.
When you call KHT, you reach the people who handle your account. Here's who you'll be working with.

Scott Kirby
Principal
Leads placement across the agency's commercial lines, with deep experience in professional liability for architects and engineers. The person many clients work with directly on their coverage.

Karen Easter
Principal
Makes sure every request reaches the right hands and nothing falls through. The steady point of contact behind the agency's service reputation.

June Landa
Client service
Handles certificates, policy changes, and day-to-day follow-through — keeping coverage current as businesses grow and change.
How we work
Specific things we do that most agencies don't.
01
We quote your renewal early
Far enough ahead that you have time to review and compare — not cornered into renewing the day before it expires.
02
We keep shopping after you're covered
If a better quote comes in after we've placed you, we don't sit on it. We send it to you and tell you to take it.
03
We recommend the lowest qualified quote
We get multiple quotes whenever we can and point you to the best one — not the one that's best for us.
04
You deal with the owners
An independent, owner-led team. The people accountable for your coverage are the people who answer the phone.
Where we're licensed
Serving commercial clients across 20 states.

● Alabama
● Arizona
● California
● Colorado
● Florida
● Georgia
● Illinois
● Louisiana
● Massachusetts
● Michigan
● Missouri
● New Jersey
● New York
● Ohio
● Oklahoma
● Pennsylvania
● South Carolina
● Texas
● Utah
● Virginia
Insurance you don't have to think about.
Very responsive agency. They have great staff and are willing to help find the best policy out there for home, auto, commercial, flood - anything you need. We've worked with them for years and can't say anything negative about their service.
You can buy insurance anywhere, but what sets KHT apart from the rest is service, and they are the best. The best compliment you can pay is when you are asked 'who do you have your insurance with' say KHT!
You will not be playing phone tag with their answering machine. KHT is always there to answer questions and to find the best deals for us.
Price is right, efficient and good to deal with.
Excellent customer service and knowledgeable agents.
Great and timely service from the KHT team.
Been with KHT since 1998 for my insurance. Absolutely the best!
KHT provides wonderful service! I highly recommend them for your insurance needs.
Work with people who pick up the phone.
Tell us what you need to insure and we'll get to work — or call and talk it through with the owners.


