About kht insurance

An independent agency that does insurance differently.

KHT Insurance is an independent commercial agency based in Fort Worth, Texas. We work with dozens of top-rated carriers — not one — which means our job is finding the right coverage at the right price for each client, not moving volume for any single company.

We're an independent, owner-led team on purpose. The people who quote your coverage are the people who answer the phone. We recommend the lowest qualified quote, keep shopping after you're placed, and quote your renewal far enough ahead that you actually have time to think. Clients tend to stay.

The people behind KHT

A team you'll actually know.

When you call KHT, you reach the people who handle your account. Here's who you'll be working with.

Scott Kirby

Principal

Leads placement across the agency's commercial lines, with deep experience in professional liability for architects and engineers. The person many clients work with directly on their coverage.

Karen Easter

Principal

Makes sure every request reaches the right hands and nothing falls through. The steady point of contact behind the agency's service reputation.

Bob Easter

Operations & Accounting

Keeps the agency running day to day. Bob brings 40 years of operations experience and has managed KHT's accounting department since 2006.

June Landa

Client service

Handles certificates, policy changes, and day-to-day follow-through — keeping coverage current as businesses grow and change.

How we work

Specific things we do that most agencies don't.

01

We quote your renewal early

Far enough ahead that you have time to review and compare — not cornered into renewing the day before it expires.

02

We keep shopping after you're covered

If a better quote comes in after we've placed you, we don't sit on it. We send it to you and tell you to take it.

03

We recommend the lowest qualified quote

We get multiple quotes whenever we can and point you to the best one — not the one that's best for us.

04

You deal with the owners

An independent, owner-led team. The people accountable for your coverage are the people who answer the phone.

Where we're licensed

Serving commercial clients across 20 states.

● Alabama
● Arizona
● California
● Colorado
● Florida
● Georgia
● Illinois
● Louisiana
● Massachusetts
● Michigan
● Missouri
● New Jersey
● New York
● Ohio
● Oklahoma
● Pennsylvania
● South Carolina
● Texas
● Utah
● Virginia

Insurance you don't have to think about.

Work with people who pick up the phone.

Tell us what you need to insure and we'll get to work — or call and talk it through with the owners.